Issuers
- Straight-Through Processing — fewer manual steps, fewer errors
- Automation frees the desk for strategic work
- Liquidity on demand: funds within 30 minutes
European money markets
Settlement,
measured in minutes.
Real-time liquidity, seamless settlement and GenAI-powered analytics. Issue Commercial Paper and Certificates of Deposit in T+30 minutes — settled through the CSDs you already use.
- T+0 / 1 / 2
- settlement options
- 30 min
- issuance to liquidity
- CP · CD
- instruments live
From days to minutes
Watch a trade settle
Legacy money-market settlement takes T+2 days. Ubermorgen collapses it to T+30 minutes — same delivery-versus-payment finality, same CSDs, days of latency removed.
- T+2 days
- legacy settlement
- T+30 min
- on Ubermorgen
Legacy settlementUbermorgen
T+2 daysT+…min
- 1Trade agreedT+0
- 2Matched & confirmed+4 min
- 3Instructed to CSD+12 min
- 4Settled · DvP+30 min
Same DvP finality, same CSDs. Days of latency removed.
The platform
One system for issuance, distribution and insight
A blockchain-based money-market platform that revolutionises how CPs and CDs are created — while settling the traditional way.
Straight-through processing
Blockchain-based issuance and distribution for CPs and CDs. A hybrid model settles through traditional Central Security Depositories — no rip-and-replace.
Generative AI analytics
Predictive insight and contextual understanding across the European money markets. Track issuance, spot trends and benchmark against peers.
Fund-data integration
Portfolio diversification and risk-exposure visibility in one place — built for issuers, brokers and investors navigating a shifting market.
The analytics platform
Every issuance, on one screen
From a live trades blotter to market-wide analytics: track CP and CD issuance by date, country, maturity and credit rating, benchmark against peers, and let GenAI surface the trends.
- Issuance & maturity analytics across the market
- Peer activity and benchmarking
- Ask-anything GenAI queries with charts
Who it's for
Built for both sides of the trade
Issuers, dealers and investors — one network, each with an edge that fits their seat.
Dealers
- Choose your settlement: T+0, T+1 or T+2
- STP and real operational efficiency
- Settlement tracking and full transparency
- Onboarding that plugs into market-leading vendors
Investors
- Transparency across issuance and distribution
- Flexible settlement — T+0, T+1 or T+2
- STP that removes friction from every ticket
Our mission
Revolutionise money markets with generative AI — turning complexity into actionable insight, and manual workflows into secure, automated settlement built on trust.
Ready to settle in minutes, not days?
See the issuance, distribution and analytics platform on your own flow. We'll walk you through a live pilot.